🔔 Reminder: Think twice before randomly accepting UPI or other online payments.
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⚠️ There’s no proper way to verify if the sender’s digital payment is clean or fraud-free. If any disputed or fraudulent funds end up in your account—even without your knowledge—you could get dragged into legal issues, including account freezes.
🚫 Also, avoid transferring funds between your own multiple bank accounts or family accounts if the fund source is coming from multiple senders or unclear origins. If there’s any chance of fraud-linked money involved, once such funds are triggered, all connected accounts may get frozen.
✅ Always be prepared:
📌 Keep records of every digital transaction—receipts, agreements, bills, or any kind of supporting documents.
📌 Applies to both individuals and businesses.
📌 Say NO to accepting UPI/online transfers in exchange for cash from unknown people. Also, avoid unauthorized fund transfer facilities such as some cyber cafes, where many only use their own bank accounts to receive and send money for customers without proper service provider registration. You never know the source of funds in these cyber cafes or how many people’s money is being routed through their accounts. This can create disputed fraud money trails, which may lead to your account being frozen. That doesn’t mean every fund transfer facility is unsafe—there are many regulated and registered service providers that are reliable and secure. Online money transfers or receive should only be done through registered and regulated service providers.
🛑 If your account gets frozen and you receive an official notice or come across any related info:
🚔 Don’t panic—follow the proper legal process.
💼 Consult legal advisors or professionals.
📝 You can also directly submit your supporting documents to the police station where the complaint was registered.
❌ Never offer or fall into the trap of paying bribes to any official.
🔒 Do NOT share your confidential documents (Aadhaar, PAN, Voter ID, Driving License, Passport, Bank Statements, etc.) through WhatsApp—it’s not a recommended medium. These are highly sensitive documents and should only be shared when required as part of an official legal procedure.
👤 Be aware of identity theft and data misuse. Any exposed confidential information can be used to commit further fraud.
📵 Limit communication with the complainant:
Avoid casual or unofficial communication—no internet calls, chats, or video/audio calls through apps. If communication is necessary, use standard phone calls, SMS, email, registered address post, or any method that creates an audit trail.
🚫 Say NO to unregulated trading apps, platforms, and online games involving financial transactions. These channels often create issues with credit transactions and can even result in your bank account getting frozen. Many individuals have already suffered due to such untraceable or questionable digital activities.
🧭 Final note:
These habits (opposite of this awareness) might have been part of your past, and you can't change what has already happened. But you can take control of your present—and the decisions you make today will shape your habits tomorrow.
Your choices define your path. Ask questions. Stay informed.
💡 Stay alert. Be cautious. Use digital payments wisely.
⚠️ Awareness alone isn't enough—every move in the digital world leaves a footprint. Be mindful of your digital fingerprint.
📢 A Public Interest Message by Parthapratim Dash.